The average price of combined building and contents home insurance was stable in the second quarter of 2025 at £391, according to the Association of British Insurers.
The prices moved by less than 1% when compared with the previous quarter, down £2, and even less year-on-year – a £1 rise.
The ABI’s Property Insurance Premium Tracker analyses 15.5m policies sold a year, and is based on prices paid, rather than quotes.
The average price of buildings-only insurance also barely shifted, dropping £1 on the previous quarter to £321, creeping up £4 compared with the same period in 2024.
The average price of contents-only insurance ticked down marginally both quarter-on
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