Friday, December 5, 2025

Kinsale challenges wrongful death coverage after fatal shooting claim

The estate’s wrongful death lawsuit was filed in the Eleventh District Court, McKinley County, State of New Mexico, on January 19, 2024, under the caption Cooley v. Palacios et al., Case No. D-1113-CV-2024-00034. Tribe Security Service is insured under Commercial General Liability Policy No. 0100160668-2, issued by Kinsale Insurance Company, with effective dates from August 19, 2023, to August 19, 2024. The policy was cancelled effective November 15, 2023. Kinsale’s complaint states that Tribe Security Service tendered a claim for coverage under the policy on or about February 8, 2024, requesting defense and indemnification relating to the underlying lawsuit. By letter dated March 8, 2024, Kinsale disclaimed coverage for the claim.

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