Monday, November 17, 2025

Arizona Workers’ Comp Rates Fall for a 12th Straight Year

Workers’ compensation rates in Arizona are set to go down 6.7% next year.

The Arizona Department of Insurance and Financial Institutions reviewed the annual National Council on Compensation Insurance rate filing for a 6.7% reduction in workers’ comp rates, which takes effect January 1, 2026.

That marks the 12th consecutive year of rate decreases for Arizona employers.

According to the department, there were 120,000 workers’ comp policies written in Arizona by 335 different insurers. These policies generated $865,560,247 in premiums.

The frequency of workers’ compensation claims continues to decline, according to the department.

NCCI annually collects information about workers’ comp and submits proposed rates to DIFI for review. NCCI’s recommended rates are based on claims volume, claims utilization, workforce, and wages as well as any changes in rules or legislation.

Topics
Workers’ Compensation
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