Bajaj Finance Ltd. (BFL) reported a 23% year-on-year (YoY) growth in consolidated net profit to ₹4,948 crore for the second quarter ended September 30, 2025. Net interest income increased 22% YoY to ₹10,785 crore.
Consolidated assets under management for the quarter grew 24% YoY to ₹4,62,261 crore. Assets under management (AUM) grew by 24% YoY to ₹4,62,261 crore. Loan losses and provisions increased by 19% YoY to ₹2,269 crore.. Loan losses and provisions increased by 19% YoY to ₹2,269 crore. Gross NPA and Net NPA as of 30 September 2025 stood higher at 1.24% and 0.60% respectively, as against 1.06% and 0.46% as of September 30, 2024.
The provisioning coverage ratio on stage 3 assets was 52%. Capital adequacy ratio (CRAR) (including Tier-II capital) as of September 30, 2025 was 21 .23%. The Tier-I capital was 20.54%.
Published – November 10, 2025 10:56 pm IST