On a recent episode of “The Ramsey Show,” a caller from Canada named John stunned hosts Dave Ramsey and George Kamel with a jaw-dropping confession.
John revealed that he and his family ended up losing a total of 1 million Canadian dollars ($725,000) after being drawn into what turned out to be a highly convincing investment scam. “I always thought people who fell for these things were kind of silly, but I was the silly one in this case.”
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Aunt Louise Stepped In When Things Looked Hopeless
John shared that the scam forced him to sell the family home, where he had once imagined growing old. The home had CA$700,000 in equity, but they still owed CA$300,000. With no choice, they moved into a rental. “I thought I would die in that home and be buried in the backyard. That’s what I had hoped for. And it’s gone,” he said.
As the debt mounted, including business loan payments of CA$15,000 a month, John said he was seriously considering bankruptcy. That’s when his aunt Louise showed up in an unexpected way.
“She said, ‘How bad are things like financially?’” he recalled. “I told her, ‘I don’t know how I’m going to get through Thursday, and it’s Tuesday.’”
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Louise, a quiet, godly woman who had never flaunted her financial status, offered to help. “She said, ‘How many months do you think you need?’ I said, ‘Maybe three would be amazing,’” John said. She responded by committing to give them CA$5,000 a month, and eventually extended it to four months.
“She ended up giving us a total of $20,000,” John said. ” I was not expecting this at all. Never received anything. This was at the absolute lowest point.”
A Quiet Presence, A Life-Changing Gift
Ramsey and Kamel praised Louise’s quiet strength and generosity. “Everybody needs to be more like Louise,” Ramsey said.
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John said that Louise never judged or questioned his decisions. She simply helped, bringing food, attending his daughter’s volleyball games, and just being there. “She was huge. She was unbelievable. Just a silent, generous, kind-hearted lady,” he said. “Never judged.”
“You had enough shame without anybody shaming you, right?” Ramsey added. “She just wrote you a check and smiled and brought a casserole.”
Today, John says they are on track to be debt-free within six or seven months.
“From her generosity and the grace of God, we were able to just scrape and claw our way day by day through this mess,” he said.
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