Early Retiree Earning $25K A Month In Dividends Shares His Stock Portfolio – I ‘Had a Plan’ To Reach Early Retirement And ‘Do The Things I Enjoy’ – NEOS Nasdaq 100 High Income ETF (NASDAQ:QQQI), iShares 0-3 Month Treasury Bond ETF (ARCA:SGOV)

As volatility ripples through AI and tech stocks, investors are increasingly turning to stable dividend-paying stocks to diversify their portfolios and generate steady income.
A dividend investor shared his income details and portfolio in December on r/Dividends, a community of income investors on Reddit. The investor, 57, said he recently retired and was making about $25,000 a month from a portfolio of eight stocks.
He accelerated his retirement plan by taking significant profits from his tech stock investments and putting that money into high-yield income ETFs to generate a steady cash flow. He used these dividends to fund a down payment and cover bills and taxes. In the long term, the investor said he plans to move into safer, lower-income ETFs for stability.
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“I had a plan,” the Redditor said in a separate comment. “Doing it my way allowed me to reach my number within 3 years or 12 years ahead of schedule and enjoy my early retirement while I can still travel and do the things I enjoy.”
Let’s take a look at some of the top dividend funds in the portfolio.
YieldMax TSLA Option Income Strategy ETF
iShares 0-3 Month Treasury Bond ETF
iShares 0-3 Month Treasury Bond ETF (NYSE:SGOV) tracks the performance of U.S. Treasury bonds with maturities of 0-3 months.
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The YieldMax Ultra Option Income Strategy ETF
The YieldMax Ultra Option Income Strategy ETF (NYSE:ULTY) generates income from a portfolio of covered call strategies. It’s down 58% over the past year and has a distribution rate of 65%.
NEOS Nasdaq-100 High Income ETF
NEOS Nasdaq-100 (R) High Income ETF (NASDAQ:QQQI) exposes investors to Nasdaq 100 companies and generates income by selling covered call options on the index.
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NEOS S&P 500 High Income ETF
NEOS S&P 500 (R) High Income ETF (CBOE: SPYI) is a high-yield covered call ETF that pays monthly dividend income. It invests in some of the top S&P 500 companies and generates extra income by selling call options on stocks.
GraniteShares YieldBOOST SPY ETF
GraniteShares YieldBOOST SPY ETF (NASDAQ:YSPY) generates income by selling options tied to the S&P 500. It has a distribution rate of about 49%.
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