A 31-year-old musician is drawing a hard line with his pregnant fiancée after she asked him to use 15% of his savings to bail out her parents, who are about to lose their home. The home, which was inherited and once fully paid off, is now facing foreclosure.
The House Was Free And Clear Until They Mortgaged It
According to the musician, who shared his story on Reddit’s r/AITAH recently, the house originally belonged to his fiancée’s grandmother before her parents inherited it 15 years ago. It was completely paid off. But her parents later took out a mortgage to access cash, and after years of struggling to make payments, the bank is now invoking the acceleration clause.
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The man said the amount needed to save the home is significant, but not ruinous for him. “It would be about 15% of my savings,” he wrote, saying that he earns a living through performing, teaching music, and producing tracks for well-known artists. But even with that income, he’s cautious.
His fiancée, however, is upset. She believes there’s no reason not to pay it off, telling him they wouldn’t be hurting financially and that his income is likely to grow. “She sees it as I could ‘easily’ pay it, but I am refusing to do so,” he wrote.
He disagrees. “I see it as protecting our long-term financial stability,” he added. “If a foreclosure happens, her parents will get the equity they have in the house and be able to afford a different place.”
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Public Reaction Was Swift And Strong
Commenters overwhelmingly sided with him. “They had a paid-up house and now they are losing it through negligence,” someone said. “A ‘loan’ will only enable them.” Others warned that if he pays now, the family will expect it again.
Some urged him to get a prenup, with one writing, “They’re not even married yet and she’s already trying to emotionally manipulate her way into his assets.”
The man also noted that he wants no ownership of the home, which he described as old and constantly in need of repairs. It’s located in a homeowners association his fiancée herself has called “the HOA from hell.”
Commenters pointed out that helping could quickly turn into a nightmare. “Once you rescue them, you’re the safety net forever,” one warned. “That precedent never goes away.”
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Others shared personal stories of lending money to family members who trashed homes, failed to pay rent, and permanently damaged relationships.
The musician hasn’t made a final decision yet, but most commenters agreed: the house was already paid off once. It’s not his job to pay for the same house twice.
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