Her Boyfriend Won’t Get A Job Because ‘It Wouldn’t Benefit Him.’ She’s Covering The Bills And Wondering, ‘Am I Being Financially Abused?’

For over two years, Madison has been the sole provider for her household while her partner refuses to work. His reason? He told her getting a job “wouldn’t benefit him” because she would just misuse the money.
Unemployed Partner, Full-Time Excuses
This situation came to light during a call to “The Ramsey Show,” where she asked the hosts a question that’s been weighing on her: “Am I being financially abused?” The couple had remodeled and launched an Airbnb together, which her boyfriend pointed to as his contribution. But as Madison explained, “It’s paying the bills but it’s not turning a profit.”
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When she asked whether her situation qualified as abuse, co-host Ken Coleman was straightforward. “That statement you gave [co-host] George [Kamel] and I,” he said, “where he looked at you with a straight face… and said a job would not benefit him because you would misuse the money, is about as manipulative as I’ve ever seen.”
“This guy is an absolutely broken human being,” he continued. “And that’s not an insult. That’s an actual diagnosis.”
Kamel emphasized that while they couldn’t legally classify the situation as abuse, what Madison described was serious manipulation and a relationship with no financial partnership or responsibility.
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A Wake-Up Call in Disguise
Madison admitted she stays because of their children but said the situation has become emotionally exhausting. Coleman challenged her to imagine if her friend were in the same situation. “What would your advice to her be?” he asked. Madison responded that she’d urge her friend to seek counseling and leave if things didn’t improve. “The advice you gave your friend is the advice for yourself,” Coleman said. “You know what to do, so go do it.”
The hosts emphasized that her boyfriend has no right to her money, especially since they aren’t married. Any joint finances should be separated immediately.
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If you’re facing a complex money situation like Madison’s and don’t know where to begin, WiserAdvisor’s free matching tool can help. It connects people with a household income of $100,000 or more to vetted financial advisors for free consultations—with zero obligation to hire anyone.
At the end of the call, Coleman reminded Madison that this isn’t just about her anymore. “This is about those kiddos,” he said. “Take care of you, so that you can take care of them.”
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