IDFC FIRST Bank Q3 PAT surges 48% to ₹503 crore

IDFC FIRST Bank for the third quarter ended December 31, 2025 reported 48% grow in net profit at ₹503 crore as compared with ₹339 crore in the year ago period. 

Net Interest Margin (NIM) was down 28 bps YoY to 5.76%.

V. Vaidyanathan, MD and CEO said “We are seeing a strong business momentum across all our main lines of businesses, including lending, deposits, wealth management, transaction banking etc.”

“Our asset quality has improved with GNPA at 1.69% and Net NPA at 0.53% as of 31 December 2025,” he said.

“On cost of funds, we expect it to further drop from here because of recent revision in savings rates, which will enable us to expand our lending franchise,” he added.