Intact UK&I COR ticks up in 2025

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Intact UK & International has posted a 94.8% combined operating ratio for 2025, deteriorating from 92.8% the year before.
RSA was by bought by Canadian insurer Intact in 2021 with NIG – bought from Direct Line Group – added to the mix in 2024. The rebrand to Intact went through in October last year.
The group revealed that direct premiums written in the UK&I arm went up to CAD$4.82bn (£2.6bn), from CAD$4.78bn. However, the insurer acknowledged that stripping out the effect of exchange rates this was actually a 4% drop.
Last year, we achieved several important milestones including uniting our global operations under
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