Im looking at low risks mutual funds as a potential investment and wondering what exactly is there point?
80% of the investment is just bonds anyway with a tiny windfall of equity just for a little added growth.
If I work with a financial planner and focus on low risk bonds with a smattering of good dividend stocks can I not get a reasonable facsimile of those investments without having to pay the investment banker a cut.
Those high-risk mutual funds just look like gambling but gambling where you give somebody money to go play blackjack for you and they take 10% of your wonning if they win.
If you focus your investments on low risk bonds amd supplement it with some quality dividend stocks can you build your own portfolio?
