Jammu and Kashmir Bank in Srinagar. File.
| Photo Credit: Nissar Ahmad
J&K Bank won the prestigious ‘Best MSME Bank – Winner’ award at the Ministry of Micro, Small and Medium Enterprises (MSME) Banking Excellence Awards 2025 in New Delhi.
Union Minister for Commerce and Industry Piyush Goyal presented the awards at a ceremony held in New Delhi.
“We are deeply honoured to receive national recognition for our work in the MSME sector as well as for our CSR initiatives. I sincerely thank the organisers and the distinguished jury for this recognition. And I place my appreciation on record for our MSME team and CSR functionaries, whose dedicated efforts and efficient on-ground engagements have been instrumental in achieving these milestones,” Amitava Chatterjee, Managing Director and Chief Executive Officer (CEO), said.
A spokesman of the J&K Bank said Chief General Manager, Business Development, Sunit Kumar and GM/Divisional Head Khursheed Muzaffar received the award.
The spokesman said the bank also secured the runner-up position in the ‘CSR Initiative & Business Responsibility’ category.
“The MSME Banking Excellence Awards recognise banks for exemplary performance and best practices in promoting MSMEs, corporate social responsibility and sustainable business models,” the spokesman said.
In line with the national development objectives and regulatory expectations, Mr. Chatterjee said, MSME financing has been our strategic priority. “As of now, we are exclusively implementing the UT Government’s flagship Mission YUVA program, which aims at creating 1.37 lakh enterprises in the next five years resulting in employment opportunities for 4.25 lakh youth,” he said.
Mr. Chatterjee said the bank remains committed to support entrepreneurs through tailored financial solutions, simplified processes, digital interventions and continuous handholding, especially in our core geography, while steadily expanding its MSME portfolio across the country.
On Corporate Social Responsibility, Mr. Chatterjee said, “The Bank’s initiatives are closely aligned with national development priorities, focusing on education, healthcare, environmental sustainability, skill development and livelihood generation, thereby ensuring that the Bank’s growth also translates into meaningful social impact for the people it serves.”
Published – December 25, 2025 07:22 am IST
