Hunter, a 24-year-old husband and father of two young daughters in Arizona, said he was considering selling his house to buy land and live in an RV that his father gave him when he was 18. But his wife wasn’t on board with the idea.
Hosts Say Both Plans Are Bad
“My wife refuses to live in ‘something that doesn’t have a foundation,’” Hunter wrote in a letter to “The Ramsey Show” recently. Her counterproposal? Move in with her parents and pay $850 a month in rent and utilities. Hunter argued it would be better to live on land they own outright and eliminate their $1,500 mortgage.
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But neither of those choices sat well with hosts George Kamel and Ken Coleman. “None of these are good options,” Coleman said. “It sounds to me like everybody’s unhappy.”
“Both of these are terrible options,” Kamel said. “Who wants to move into their in-laws’ house or live in an RV with two little kids?” Coleman added.
The hosts urged Hunter to stay in the house if the mortgage isn’t financially crushing. If it is, they advised selling the RV instead of the house. Kamel said that while the RV may hold sentimental value, it’s still a depreciating asset. “It’s just a hunk of metal,” he said.
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If money’s tight, it might make more sense to sell the RV, clear out any debt, and get into a more stable financial position before deciding whether the mortgage is still manageable long term.
They emphasized that family stability should come before nostalgia or squeezing out short-term savings. The idea of living in an RV with a young family just wasn’t realistic, especially when one spouse clearly hated it. “I am fairly certain she hates the very concept,” Coleman said.
They also questioned whether the couple was actually in financial distress or simply didn’t like paying a mortgage. “We have no other information on this,” Kamel said. “Let’s assume they can afford it. I think they just don’t like paying it.”
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As for Hunter, Kamel and Coleman hope he listens to more than just the dollar signs. “It’s okay to admit your life changed,” Kamel said.
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