Tag: credit score
Lenders begin pushing rates down to the 6% range
The national average HELOC rate is setting new 2025 lows. The better your credit profile, the...
5 strategies for getting a home equity loan with bad credit
A home equity loan is a worthwhile option if you’re a homeowner in need of a...
Credit score rules are changing for mortgages in 2026 — here’s what’s different
The minimum credit score to buy a house has been clearly defined in recent years. For...
Do you need a credit card?
Credit cards may not be a necessity for everyone, but they can make your life much...
Dad opened a credit card in my name, spent $5K and got mad when my uncle helped me out. How to respond to familial...
Identity theft is a serious crime that often results in substantial financial loss for victims,...
I have a $56K credit card debt and want to make my $22K bonus check count. How do I use it to pay off...
Whether from student debt, excess spending or general hardship, many people find themselves facing massive amounts...
Get help building credit or earn cash back
Although they’re issued by the same bank, the Capital One Platinum Credit Card and Capital One...
Hitting new lows for 2025
HELOC rates are falling. Nationally, the average home equity line of credit interest rate is 7.64%,...
What Are the Pros and Cons of Using Credit vs. Debit?
Autopay is a way of setting up your bills to be paid automatically on the same...
Trump Administration Moves to Nix State Laws Shielding Credit Reports From Medical Debt
The Trump administration is moving to overrule any state laws...
I have $25K in credit card debt, but $0 saved — should I prioritize digging out of debt or building a safety net?
Credit card debt in America is at an all-time high, hitting $2.21 trillion in the...
My dad has been using my identity to open credit cards and take out loans — and he destroyed my credit. How do I...
Although most of us think of the typical scam victim as an older person, according to...