Saturday, January 24, 2026

Tag: home equity

HELOC and home equity loan rates today, January 23, 2026: Clinging to multi-year lows

The national average rate for second mortgage products, such as home equity loans and lines of...

HELOCs plunge to lowest level in three years; home equity rates tick slightly higher

HELOC rates took a big dive in the latest week, dropping to three-year lows. The $30,000...

Lower rates can give your budget some breathing room

Current national average rates for home equity lines of credit and home equity loans are continuing...

Both options feature lower rates

Current national average rates for home equity lines of credit and home equity loans are beginning...

Lower rates are in your favor

National average HELOC and home equity rates remain near 7.5%. If your new year resolutions include...

Lenders reprice to a lower prime rate

The national average rates for home equity lines of credit (HELOC) and home equity loans have...

How Much Home Equity You Need To Be Considered ‘House Rich’

Home prices and mortgage balances have shifted so dramatically over the past decade that many Americans...

No one’s talking about a dangerous new US housing trend. Why home equity agreements could trigger disaster for millions

American families collectively have a jaw-dropping $35.8 trillion in home equity as of mid-2025, according...

What is home equity, and how does it work?

One of the most impactful reasons to own a home is to build equity. Home equity...

Tapping your home’s equity at its lowest cost of the year

The current national average HELOC rate is 7.64%, according to the analytics company Curinos. As home...

How to use home equity to build wealth: Strategies and risks

For many American homeowners, their house is their biggest financial asset. Over the past few years,...