Wednesday, January 14, 2026

Tag: retirement income

I’m 62 With $900K in a 401(k). Should I Convert $90K Per Year to Cut Taxes and RMDs?

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My 401(k) contributions are disappearing days after my employer deposits them — is this normal or a red flag?

When you make contributions to your 401(k), the funds that you put into your account...

Here are the worst ages to claim Social Security. Is your timing all wrong?

Many people wonder what the “perfect” age is to claim Social Security benefits. Filing...

3 Key Things Every Retiree Must Know About Social Security in 2026

Social Security is one of the most important sources of...

3 Tax-Free Income Sources Every Retiree Should Know About

Roth account withdrawals are yours to enjoy without the IRS getting in...

Lagging 401(k) Balances Give Gen Xers Retirement FOMO

It’s a good thing that Ferris Bueller and his Gen X friends really lived it up...

401(k), Social Security, or pension? The order you choose can mean financial health or disaster. Get it right in 2026

For most people, Social Security is the linchpin of their retirement. According to a 2024 survey...

States That Let You Keep Every Dollar You Earn

South Carolina is another state that doesn’t tax Social Security income....

I’m 55 with $500K in my 401(k) and hope to retire with $1M in 10 years. Is that realistic?

For many Americans, hitting the $1 million mark may feel like a kind of retirement summit...

Is Converting $160k a Year to a Roth at 62 a Good Strategy to Avoid RMDs?

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This...