Q1. We’re seeing a rise in 24/5 and even overnight trading, with investors wanting to react instantly to global market news. How is this trend reshaping brokerage payment strategies, and where do you see it heading?Investors don’t want to wait – they want to be able to react to global events in real time, and trade around the clock which requires being able to fund accounts instantly. Interactive Brokers, for example, reported a 446% jump in overnight trading in the first 6 months of 2024.
The problem is, traditional rails like ACH or wires were not designed for instant and 24/7/365 trading. Additionally, for a global audience, stables allow a global, instant funding rail. Brokerages are rethinking their payments strategy, and stablecoins are emerging as the obvious solution to power always-on trading.
Q2. Cross-border payments still face friction through traditional rails. What opportunities do you see for brokerages to better serve domestic and international customers through stablecoins?
Funding with ACH, wires, or debit is slow, expensive, and has in-built limits. Stablecoins remove intermediaries and multiple hops, where hundreds of basis points are lost before you’ve even made a single investment. Enabling stablecoin account funding enables money to move instantly, across borders, and with lower fees. For international investors, this means cutting out multi-day settlement delays and FX conversion costs. In short, stablecoins make trading platforms far more accessible to investors everywhere.
Q3. Stablecoin distribution through everyday apps has unlocked access for hundreds of millions globally. What’s the most transformative impact stablecoins are having on how investors fund their accounts?Stablecoins are quickly becoming a universal way to move money globally. Through everyday account apps like Nubank, PayPal, Revolut, Venmo and Robinhood, 750 million people have gained stablecoin access through their primary accounts. With the GENIUS Act, we believe stablecoins will become available to everyone via primary accounts (i.e. their bank accounts) within the next 12 months. The biggest shift we will see is instant account funding, where investors can react immediately to market moves, which drives higher engagement and volumes.
Q4. What are some of the key challenges users experience when funding their accounts with stablecoins, and how is zerohash solving this?
Today, users experience a complicated UX, wallet addresses, stablecoin assets, and network selection. Choosing the wrong chain for USDC or USDT can be stressful and costly. We support 12 stablecoins across 16 chains, which computes to 36,864 possible sender to recipient paths. In the future, we could be potentially supporting 100 stablecoins across 20 chains, that’s 2,000 stablecoin cross chain pairs, or 4M possible paths. We remove that complexity. Users do not need to think in terms of chains, bridges, or token standards. Zerohash handles the complexity so customers don’t have to. Just simple, universal account-to-account transfers – any asset, on any chain, anywhere. Our APIs and SDKs handle everything invisibly, with built-in compliance and transaction monitoring. Customers can even authenticate through apps they already use, like Coinbase, Nubank or Cash App, like they would today by connecting a bank account via Plaid. This replaces manually moving crypto, with automated and seamless account funding experiences.
Q5. How does zerohash’s on-chain infrastructure abstract the complexity of stablecoin account funding for brokerages?
We handle the entire flow, from address generation, to transaction screening, stablecoin-to-fiat conversion, and reconciliation. Brokers don’t touch crypto at all. From their perspective, they just receive fiat, while their customers can fund with stablecoins instantly. It’s operationally lightweight, where we take on the compliance and operational burden, and our customers simply integrate with our APIs and SDKs.
Q6. How does zerohash’s stablecoin account funding work for both brokers and their customers?
For customers, it’s simple, they deposit USDC, USDT, RLUSD, PYUSD, or any other stablecoin we support, across 23 chains, and see fiat in their brokerage account instantly. Moving crypto on-chain can be intimidating for users. To address this, we abstract away the complexity of manually entering deposit addresses. Instead, users are able to simply log in and authenticate through platforms like Coinbase, Kraken, or Cash App to authorize an on-chain transfer
For brokers, they simply embed our technology natively into their existing payments stack, and offer stablecoins as an alternative account funding mechanism. We handle conversion in the background, and send real-time updates through webhooks. A good example of the unlocks brokerages experience with stablecoin account funding, powered by zerohash is tastytrade:
“The upside of stablecoin account funding is massive: speed, simplicity, and global reach,” said Pete Mulmat, CEO of IG North America, the parent company of tastytrade. “With zerohash stablecoin account funding, we can now move money across jurisdictions in seconds, cut out costly intermediaries, and offer a frictionless experience for our customers around the world.”
In just two months (Jul and Aug 2025), tastytrade unlocked:
Effortless international expansion: Accounts funded across 46 countries, led by Brazil, Mexico, Argentina, Australia, and Colombia.
Broad stablecoin and chain coverage: Funding activity spanned multiple stablecoins across 14 chains.
Larger funding sizes: Transaction sizes ranged from an average of $2.4k up to a single transaction of $495k.
Rapid adoption: Stablecoin account funding grew 307% month-over-month.
High value customer profile: Average user age 38.9 years (range 25–67).
Q7. Regulation and compliance are often seen as barriers in the digital asset space. How has zerohash earned the trust of institutions like Interactive Brokers and BlackRock?
We hold licenses across 200+ jurisdictions—including a NYDFS BitLicense, 48 U.S. state MTLs, and registrations in the EU, UK, Brazil, and Australia. That’s what gives institutions including Interactive Brokers and BlackRock the confidence to work with us.
We apply enterprise-grade tools for on-chain AML, OFAC screening, Travel Rule checks, and source-of-funds verification. Tools like Auth streamline access by abstracting wallet formats, gas fees, and network costs, while compliance features such as fuzzy name matching help verify wallet identities against brokerage accounts.
When accepting crypto and stablecoin payments, conducting full on-chain transaction monitoring is tablestakes. Additionally, under the Travel Rule, any transaction over $3,000 requires reporting the names of the individuals funding the transaction.
When it comes to crypto and stablecoin deposits and withdrawals, the main focus of conversation is often around the source of funds, specifically, how do you verify that incoming funds are from legitimate sources.
Q8. You’ve said the next decade of stablecoin growth will be defined by usability, not infrastructure. What innovations are you building to make that a reality?
The infrastructure is already here, the next wave of adoption is usability and making stablecoins feel effortless for everyday use. We’re building things like transferable KYC, one-click funding, and wallet linking, so stablecoins feel like a native payment option rather than a crypto product. For brokers, that means smoother onboarding, higher conversion, and the ability to serve a truly global, digital-first investor base.
Q1. We’re seeing a rise in 24/5 and even overnight trading, with investors wanting to react instantly to global market news. How is this trend reshaping brokerage payment strategies, and where do you see it heading?Investors don’t want to wait – they want to be able to react to global events in real time, and trade around the clock which requires being able to fund accounts instantly. Interactive Brokers, for example, reported a 446% jump in overnight trading in the first 6 months of 2024.
The problem is, traditional rails like ACH or wires were not designed for instant and 24/7/365 trading. Additionally, for a global audience, stables allow a global, instant funding rail. Brokerages are rethinking their payments strategy, and stablecoins are emerging as the obvious solution to power always-on trading.
Q2. Cross-border payments still face friction through traditional rails. What opportunities do you see for brokerages to better serve domestic and international customers through stablecoins?
Funding with ACH, wires, or debit is slow, expensive, and has in-built limits. Stablecoins remove intermediaries and multiple hops, where hundreds of basis points are lost before you’ve even made a single investment. Enabling stablecoin account funding enables money to move instantly, across borders, and with lower fees. For international investors, this means cutting out multi-day settlement delays and FX conversion costs. In short, stablecoins make trading platforms far more accessible to investors everywhere.
Q3. Stablecoin distribution through everyday apps has unlocked access for hundreds of millions globally. What’s the most transformative impact stablecoins are having on how investors fund their accounts?Stablecoins are quickly becoming a universal way to move money globally. Through everyday account apps like Nubank, PayPal, Revolut, Venmo and Robinhood, 750 million people have gained stablecoin access through their primary accounts. With the GENIUS Act, we believe stablecoins will become available to everyone via primary accounts (i.e. their bank accounts) within the next 12 months. The biggest shift we will see is instant account funding, where investors can react immediately to market moves, which drives higher engagement and volumes.
Q4. What are some of the key challenges users experience when funding their accounts with stablecoins, and how is zerohash solving this?
Today, users experience a complicated UX, wallet addresses, stablecoin assets, and network selection. Choosing the wrong chain for USDC or USDT can be stressful and costly. We support 12 stablecoins across 16 chains, which computes to 36,864 possible sender to recipient paths. In the future, we could be potentially supporting 100 stablecoins across 20 chains, that’s 2,000 stablecoin cross chain pairs, or 4M possible paths. We remove that complexity. Users do not need to think in terms of chains, bridges, or token standards. Zerohash handles the complexity so customers don’t have to. Just simple, universal account-to-account transfers – any asset, on any chain, anywhere. Our APIs and SDKs handle everything invisibly, with built-in compliance and transaction monitoring. Customers can even authenticate through apps they already use, like Coinbase, Nubank or Cash App, like they would today by connecting a bank account via Plaid. This replaces manually moving crypto, with automated and seamless account funding experiences.
Q5. How does zerohash’s on-chain infrastructure abstract the complexity of stablecoin account funding for brokerages?
We handle the entire flow, from address generation, to transaction screening, stablecoin-to-fiat conversion, and reconciliation. Brokers don’t touch crypto at all. From their perspective, they just receive fiat, while their customers can fund with stablecoins instantly. It’s operationally lightweight, where we take on the compliance and operational burden, and our customers simply integrate with our APIs and SDKs.
Q6. How does zerohash’s stablecoin account funding work for both brokers and their customers?
For customers, it’s simple, they deposit USDC, USDT, RLUSD, PYUSD, or any other stablecoin we support, across 23 chains, and see fiat in their brokerage account instantly. Moving crypto on-chain can be intimidating for users. To address this, we abstract away the complexity of manually entering deposit addresses. Instead, users are able to simply log in and authenticate through platforms like Coinbase, Kraken, or Cash App to authorize an on-chain transfer
For brokers, they simply embed our technology natively into their existing payments stack, and offer stablecoins as an alternative account funding mechanism. We handle conversion in the background, and send real-time updates through webhooks. A good example of the unlocks brokerages experience with stablecoin account funding, powered by zerohash is tastytrade:
“The upside of stablecoin account funding is massive: speed, simplicity, and global reach,” said Pete Mulmat, CEO of IG North America, the parent company of tastytrade. “With zerohash stablecoin account funding, we can now move money across jurisdictions in seconds, cut out costly intermediaries, and offer a frictionless experience for our customers around the world.”
In just two months (Jul and Aug 2025), tastytrade unlocked:
Effortless international expansion: Accounts funded across 46 countries, led by Brazil, Mexico, Argentina, Australia, and Colombia.
Broad stablecoin and chain coverage: Funding activity spanned multiple stablecoins across 14 chains.
Larger funding sizes: Transaction sizes ranged from an average of $2.4k up to a single transaction of $495k.
Rapid adoption: Stablecoin account funding grew 307% month-over-month.
High value customer profile: Average user age 38.9 years (range 25–67).
Q7. Regulation and compliance are often seen as barriers in the digital asset space. How has zerohash earned the trust of institutions like Interactive Brokers and BlackRock?
We hold licenses across 200+ jurisdictions—including a NYDFS BitLicense, 48 U.S. state MTLs, and registrations in the EU, UK, Brazil, and Australia. That’s what gives institutions including Interactive Brokers and BlackRock the confidence to work with us.
We apply enterprise-grade tools for on-chain AML, OFAC screening, Travel Rule checks, and source-of-funds verification. Tools like Auth streamline access by abstracting wallet formats, gas fees, and network costs, while compliance features such as fuzzy name matching help verify wallet identities against brokerage accounts.
When accepting crypto and stablecoin payments, conducting full on-chain transaction monitoring is tablestakes. Additionally, under the Travel Rule, any transaction over $3,000 requires reporting the names of the individuals funding the transaction.
When it comes to crypto and stablecoin deposits and withdrawals, the main focus of conversation is often around the source of funds, specifically, how do you verify that incoming funds are from legitimate sources.
Q8. You’ve said the next decade of stablecoin growth will be defined by usability, not infrastructure. What innovations are you building to make that a reality?
The infrastructure is already here, the next wave of adoption is usability and making stablecoins feel effortless for everyday use. We’re building things like transferable KYC, one-click funding, and wallet linking, so stablecoins feel like a native payment option rather than a crypto product. For brokers, that means smoother onboarding, higher conversion, and the ability to serve a truly global, digital-first investor base.
