Wife Says Husband Purchased $750K ‘Investment’ Home Behind Her Back But She Defends Him To Ramsey Show— ‘He’s Smart. He’s Not Impulsive’
- Personal Finance
ThePostMaster- 0
- 8 minutes read
Impulse buying usually means grabbing something off the endcap at Target. Not bidding on a $750,000 house at auction.
That’s what a caller told “The Ramsey Show” when she asked for help navigating a conversation with her husband — who had just purchased a $750,000 investment property without telling her. “I had no knowledge, didn’t know it was a plan,” she said. “It came up fast, I guess, and he called me after he did it.”
The deal hadn’t closed yet, and she didn’t know the loan terms. But she wasn’t calling to blow things up — she wanted guidance on how to approach the conversation: should it focus on finances or the personal impact?
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Co-host George Kamel didn’t need long to react. “This takes impulse purchase to a new level,” he said. “This is wild.”
Fellow host Jade Warshaw jumped in next — but not with judgment. She applauded the caller’s calm. “The fact that you had enough self-control to be like, ‘I’m not going to even mention this,’ and you held this? I applaud you,” Warshaw said. “That’s incredible.”
The caller explained her husband had a long history of being strategic with money. “This is his goal. He’s good at it,” she said. “The man has a 2% error rate in life, which frustrates me.”
That’s when Kamel cut back in: “He’s got a 100% error rate with his marriage.”
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Warshaw asked how mad she was. The caller admitted she was surprised but not furious. “This fury is not my normal fury,” she said. “We do struggle with his impulse control. He’s a very smart person.”
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Then came the defense: “He’s smart, so he’s not impulsive. I wouldn’t say he’s impulsive.”
Kamel interrupted: “Hold on. He’s impulsive. He bought a house without telling you on a whim.”
The caller clarified that it wasn’t random — her husband had researched the property and purchased it through an auction. Still, she said she only learned about it afterward — via a text.
Kamel didn’t let that part slide either. “This is not a Pokémon card on eBay,” he said.
Warshaw added, “Once the auction starts, fine. But before that? That’s when you say, ‘Here’s what I’m thinking. What do you think about that?'”
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When the caller outlined their finances — a net worth around $2.1 million, mostly in real estate — the hosts weren’t concerned about the money. They were concerned about the pattern.
“This isn’t about how smart he is or how much you’ve built,” Warshaw said. “It’s about mattering. When you make decisions like this and I’m not included, I feel like I’m not a voice that matters.”
Kamel added, “My wife and I don’t make purchases over $500 without talking about it first — let alone $750,000.”
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Even the caller acknowledged this was new territory. “Usually, he brings it to me,” she said. “Then I tell him no.”
“Exactly,” Warshaw told her. “You don’t want this to be seen as, ‘That wasn’t that bad. Maybe I can do this again.'”
The point wasn’t whether her husband made a smart deal. The point was that he made it alone — and without warning. If she shrugs this off, what happens next time?
A financial advisor won’t stop your spouse from buying a house behind your back — but they’ll make it a lot harder to do it twice. Think of it as marriage counseling with spreadsheets. Because if “Guess what I bought?” ends in property records, you probably need more than a budget.
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