Once beloved fintech SoFi Technologies (SOFI) is in a tailspin, having shed nearly a third of its value since the start of 2026. The slide perplexes some devotees of the stock, particularly when considering the strength of the company’s recent financial results. In the fourth quarter, SoFi revenue reached a record $1 billion. The company notched significant double-digit growth in fee-based revenue, membership, and product growth, among other categories. That is to say there’s a fundamental case for the stock that could bring opportunity for aggressive traders with the Direxion Daily SOFI Bull 2X ETF (SOFA).
SOFA, which debuted in February, is designed to deliver 200% of the daily returns of SoFi shares. The company’s 2026 guidance suggests there will be times in which SOFA could be useful and potentially rewarding to short-term traders.
“Looking forward to 2026, for the full year, management expects to increase total members by at least 30% year-over-year. Management expects to deliver adjusted net revenue of approximately $4.655 billion which implies approximately 30% annual revenue growth. Management expects adjusted EBITDA of approximately $1.6 billion, which equates to an annual EBITDA margin of approximately 34%,” according to a company statement.
SOFA Has Potential
SoFi has the makings of a rebound candidate. However, pinpointing when that resurgence will occur is impossible. That indicates that SOFA must be deployed with some discretion. Still, the company’s evolution and growth trajectory are impressive.
“SoFi has transformed itself over the past few years from a student loan refinancing outfit to a full-line, online financial services company. It now offers personal loans, home loans, student loans, banking deposits, investing, credit cards, and a technology platform serving other institutions through Galileo,” reported 24/7 Wall Street.
Analysts remain bullish on the stock. The average price target implies upside of 49.21% from the Friday, February 27 close. And for investors contending that analysts get it wrong sometimes — they do — the SoFi growth story is intact. It indicates potentially mispricing for the stock. Indeed, SOFA could have some rewarding moments ahead of it.
“Over the medium term, management expects to deliver compounded annual growth in adjusted net revenue of at least 30% from 2025 to 2028. Additionally, management expects to deliver compounded annual growth in adjusted earnings per share of 38% to 42% from 2025 to 2028. This guidance assumes there are no meaningful changes in the macroeconomic environment and no significant new business launches or acquisitions,” said the company.
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